Copyright 2006 Richard Keir Millions of Americans have sought and received a free credit report under the FACT Act amendments to the Fair Credit Reporting Act. While there are a […]
Most people are not comfortable with having cash in their bags. When they go shopping, they use their credit card to pay for everything that they want to buy. Credit […]
A reward credit card and a cash back credit card are often confused by consumers and even used interchangeably by many credit card companies. In reality, these two types of […]
There is an unfortunate stroke of luck and you have engrossed yourself neck-deep in bad credit. Credit repair seems to be the need of the hour. You need a dolphin-jump […]
These days, everyone seems to be concerned about his or her credit score. Lenders and credit bureaus have made it clear that the credit score, whether the new VantageScore model […]
Eliminating your credit card debt is as simple as switching lenders. By finding better interest rates, you can shave off years from your payment schedule and save thousands of dollars […]
During the days when the federal bank interest rates were at its lowest, back in 2002 and 2003 to be specific, countless credit card providers offered 0% APR credit cards […]
Need a credit card? No problem! And that’s exactly the problem. In a nation where instant gratification is touted as a virtue, credit is available to anyone no matter what […]
Low rate credit cards or as some know them as low APR credit cards can be very great for those individuals that carry a balance forward every month. The problem […]
With so many different types of credit card, the task of picking the appropriate card with the appropriate deal can seem perplexing at best. The reason, of course, for so […]
As a financial consultant, I am amazed at what a small amount of understanding most of my clients have of credit card companies and how they work. I find that […]
If you are new to the world of credit cards, then you need to know the basics before going ahead and choosing the right credit card. Although all the terms […]
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