Using credit cards to consolidate your debts is not as effective as debt reduction. Credit cards often have high rates of interest, and will often lead you into deeper debts. […]

If the debts that you have taken are taking their toll on you and have disrupted your social and personal life, then you can safely assume that you need to […]

Although it would be wonderful if debt would magically disappear, the only way to get rid of it is to pay it off. Almost everyone has some sort of debt. […]

Debt consolidation loans are a do-it-yourself process, whereas credit counseling helps you to make financial decisions. If you already have a financial plan, then you probably don’t need the services […]

In our Western culture we know way too much about debt. It is much more rare to find an individual or a family that is not in debt than it […]

Decided to consolidate your debt with a Home Equity Loan? That may be a very smart idea! Consolidating your debt allows you to make just one monthly payment, and home […]

A change in lifestyle plays an important part in the elimination of debt. A person who is an excessive spender should adopt an attitude of spending less. There is no […]

Step 9 – Investing This is the last article in our series on how to get and stay out of debt. So far you have learned the impact of debt, […]

There are debt consolidation services for families and individuals alike. If you are an individual, then the debt consolidation services will setup a program that works with your individual income. […]

Have you ever wondered how can you consolidation your debts and help you to save money which is used to pay for those high interest rate debts? You can reduce […]

The success of any debt consolidation plan is dependent on how you stick to it. This is of course obvious, but it should be known that though getting out of […]

Life Insurance quite generally is a policy whereby you pay a company a premium so that if you die while covered your descendents receive financial benefits. Within the larger Life […]