When interest rates were two points below your current mortgage rate, it was considered a good rule of thumb to refinance. But with today’s low closing costs, a difference of […]

A “Lo Doc” or sometimes call “Lo Doc Home loan” are mortgage or home loans where documentation for verification of your income is not required. However, all other documentation is. […]

Maybe you’re buying your first home in Louisiana, or perhaps you’re relocating to Louisiana from another state. Either way, it’s important that you educate yourself on Louisiana home loans before […]

Before mortgage interest rates begin to rise, homeowners should consider the advantages of refinancing now. Although we’re witnessing record low rates, these rates will not last forever. Unfortunately, many homeowners […]

Sub prime mortgage lenders process applications online everyday. Processing information over the internet speeds up the process and saves costs on offices and personal. In some cases, you can get […]

There are many different reverse mortgage options: single purpose reverse mortgages, federally insured reverse mortgages, and proprietary (private sector) reverse mortgages. Each option has different pros and cons that need […]

People will spend months or even years planning to buy their own home. They will work hard to build good credit. They will save a sizable down payment. They will […]

Obtaining multiple refinancing quotes will save you money and future headaches. By researching several lenders, you will find the most competitive rates. You will also be able to select a […]

A mortgage calculator is perhaps the most valuable tool for anyone shopping for a new home. The reason is because a mortgage calculator can provide a variety of different figures, […]

Gambling in the United States is more popular than ever before-but your house is the one thing you don’t want to bet. Upping the Ante In the high-priced, low interest […]

Sub-prime mortgages don’t mean you have to pay excessively high interest rates to buy a home. By taking time to do some research and pick the right terms, you can […]

Can’t remember how many times I’ve been asked “What is a reverse mortgage”? Reverse mortgages are a great way to get a loan using your primary asset. As in all […]